Free calculators
Business loan calculators that show the lender's maths
Every lender runs a few quick sums before it reads anything else. These calculators run the same sums on your numbers, with no rates, no sign-up and nothing stored.
Company borrowing power calculator
Estimate what your company could borrow on cash flow and on property, side by side.
Open calculator →Business loan repayment planner
Turn a quoted total cost into daily, weekly or monthly repayments and test them against your cash flow.
Open calculator →Property equity and LVR calculator
Work out usable equity and loan-to-value ratio for a first or second mortgage or caveat loan.
Open calculator →Which calculator should I start with?
If you don't yet know whether your company would borrow on its turnover or against property, start with the borrowing power calculator. It runs both models side by side. If you already hold a quote, the repayment planner turns it into a daily, weekly or monthly figure and tests it against your deposits. If property is involved, the equity and LVR calculator shows how much room is really left once existing loans are counted.
None of them ask for an interest rate, because business finance is priced on each company's situation. When the numbers look workable, the 60-second enquiry puts a real person on your file, with no credit check to ask.
Own property? You may be closer to a yes than you think
One short enquiry, no credit check, no cash flow records, and a real person who tells you what your property could support.
No credit check to ask
Your file stays with us
Lender's-eye honesty