What Company Cash does
Fast secured business loans: your property is the application
Company Cash lends fast, from $20,000 to $50,000, against real estate you already own: up to 80% of residential value or 70% of commercial value, with no valuation. Assessed on the property and the exit, not on cash flow records. Bad credit and ATO debt are considered.
Every explainer in this section
22 plain-English explainers written from the lender's side of the desk. Start with the one closest to your situation.
Loans $20k to $50k
Fast small business loans from $20k to $50k for Australian companies with property equity. No valuation or cash flow evidence, funded in as little as 24 hours.
Read the explainer →Easy, few questions
Easy loans for business of $20k to $50k secured on property: no bank statements, no financials, no valuation. See what we ask, and why it is so little.
Read the explainer →Fast secured loans
Fast business loans from $20k to $50k against residential or commercial property. No valuation, no cash flow records, funding in as little as 24 hours.
Read the explainer →Urgent funding
Need urgent business funding? A fast, simple loan of $20k to $50k secured on property, no cash flow evidence, funded in as little as 24 hours once approved.
Read the explainer →Same day and 24 hour loans
What a same day or 24 hour business loan really needs: equity, a short form and a quick decision. Loans from $20k to $50k, funded in as little as 24 hours.
Read the explainer →Overdue tax and debts
A secured loan of $20k to $50k can clear an overdue ATO, BAS or supplier debt fast. How it works, when it helps and what to compare first.
Read the explainer →Cash flow loan alternative
Need a cash flow loan but cash flow dipped? A secured loan of $20k to $50k gives you the same fast funds without bank statements or cash flow evidence.
Read the explainer →No cash flow records
Business loans that need no cash flow records, financial statements or tax returns: how lenders assess a property-secured loan instead, and what they check.
Read the explainer →Short term loans
Short term business loans of $20k to $50k you can repay in one to three months or extend if you need longer. Secured on property, fast and simple.
Read the explainer →Consolidate cash flow loans
Too many cash flow loans or daily repayments? One secured loan of $20k to $50k can pay them out, with up to three months prepaid interest to catch your breath.
Read the explainer →Bad credit, secured
How a business loan secured against property is assessed when there are defaults, judgments or ATO debt: what lenders weigh and how to present your file.
Read the explainer →Company vehicles
A company vehicle with nothing owing can secure a fast business loan of up to 50% of its sale value. How it works, what we look at and what to expect.
Read the explainer →Prepaid interest, weekly repayments
How up to three months of prepaid interest and weekly repayments work on a Company Cash loan, and how most companies repay or refinance at the end.
Read the explainer →First mortgage business loans
How a first mortgage business loan works: using property you own outright or refinancing the current mortgage, LVR limits, terms and lender checks.
Read the explainer →Second mortgage business loans
How second mortgage business loans work: borrowing against equity without touching your home loan, total LVR, first lender consent, terms and exits.
Read the explainer →Caveat loans
How caveat loans work for Australian businesses: what a caveat is, why they're fast, typical terms, costs, exit plans and when a second mortgage is better.
Read the explainer →Bridging finance
Business bridging finance explained: covering the gap between buying and selling, or between a cost and a known payment, with exit plans and costs.
Read the explainer →Your home as security
Thinking of using your home to secure a business loan? How it works, what lenders check, what co-owners sign, the real risks and how to protect your family.
Read the explainer →Commercial property loans
Using commercial property to secure a business loan: offices, shops, warehouses and factories, LVR ceilings, valuations, leases and lender checks.
Read the explainer →Equity release
How equity release works for Australian companies: usable equity, how lenders calculate it, which properties count, common uses and the questions to ask first.
Read the explainer →Private lending
What private business lending is, how private lenders assess a deal, typical security and terms, the costs to compare and when a private loan is the right tool.
Read the explainer →Exit strategies
Why lenders ask for an exit strategy on short-term business loans, the common exits, how to make yours credible and what to do if the timeline starts slipping.
Read the explainer →Run the numbers first
Free calculators that show your company's position before you talk to anyone. No sign-up, no rates, nothing stored.
Company borrowing power calculator
Estimate what your company could borrow on cash flow and on property, side by side.
Open the calculator →Business loan repayment planner
Turn a quoted total cost into daily, weekly or monthly repayments and test them against your cash flow.
Open the calculator →Property equity and LVR calculator
Work out usable equity and loan-to-value ratio for a first or second mortgage or caveat loan.
Open the calculator →Keep exploring
When cash flow lenders say no
Turned down?
Why cash flow lenders decline companies: patchy cash flow, too many loans, serviceability limits, bad credit. And the fast property-secured alternative.
Open the hub →Inside the assessment
How lenders decide
What business lenders actually check: bank statements, serviceability, LVR, exit strategy, ATO debt, credit files, guarantees and valuations, explained by a lender.
Open the hub →Who we fund
Industries
Business loans by industry for Australian companies: trades, construction, hospitality, retail, transport, healthcare, professional services and online stores.
Open the hub →Own property? You may be closer to a yes than you think
One short enquiry, no credit check, no cash flow records, and a real person who tells you what your property could support.
No credit check to ask
Your file stays with us
Lender's-eye honesty